Property Damage Claim Requires Physical Damage To Tangible Property, Judge Rules

ABERDEEN, Miss. – To trigger coverage under a policyholder’s homeowners and personal liability umbrella (PLU) policies, there needed to be claims for “physical damage or destruction of tangible property” in two underlying cases, a Mississippi federal judge ruled June 29 (Roger Mitchell, et al. v. State Farm Fire and Casualty Co., No. 1:10-cv-116, N.D. Miss.; 2011 U.S. Dist. LEXIS 69777).
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