Common Construction Provision Precludes Breach, Bad Faith Claims, Judge Says

PHILADELPHIA – Calling a couple’s interpretation of the loss coverage provision of a homeowners insurance policy “an reasonable contortion” of the policy language, a Pennsylvania federal judge on July 28 found that an insurer did not breach the provision by paying for replacement of damaged shingles instead of an entire roof (James Enwereji, et al. v. State Farm Fire and Casualty Co., No. 10-cv-4967, E.D. Pa.; 2011 U.S. Dist. LEXIS 83417).
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