5 Signs Your Insurance Company Is Acting in Bad Faith

Do you trust your insurance company?car insurance claim

Let’s face facts: If you’re a licensed driver, and plan on getting behind the wheel of an automobile, then you need to be covered by insurance — it’s the law. However, it’s important to know whether or not your provider is acting in good or bad faith when investigating a claim.

Read on for 5 signs that may help you to determine if your insurance company is acting in bad faith.

If you are dealing with an insurance carrier that cannot be trusted, then contact our firm today by calling (404) 591-1800 for a confidential consultation. The trucking accident attorneys at Fried Rogers Goldberg has dedicated decades of its practice to trucking cases and insurance claims. Contact us today.

1. Lack of Communication

Regardless of the company you’ve chosen to purchase coverage from, they know that following an accident, timing is crucial. Therefore, if it’s particularly difficult to get in touch with your provider, there’s a good chance they’re giving you the runaround. Lack of communication is an alarming sign that could mean your insurance company is acting in bad faith, as these companies know that people who are faced with collections are more likely to accept less.

2. Unreasonable Demands for Documentation

After an accident, if your insurance provider starts demanding documentation, you may want to consider if they’re acting in bad faith. Yes, in order to properly investigate the legitimacy of your claim, you will need to provide a variety of documents. However, if the demands become unreasonable; specifically, if you’re asked for documents that are unrelated to your case, then your insurer may be trying to make the process more difficult for you.

3. Lowball Settlement Offers

What has become common among many insurers? Lowball offers. Always be cautious about accepting a company’s first offer, particularly if that offer is significantly lower than what you were expecting it to be. When it comes to the amount of your settlement, you should know that you can negotiate your settlement amount. However, be aware: An initial lowball offer should raise a red flag that your insurance company might be acting in bad faith.

4. Denied Claim

One of the most common ways an insurance company fails to follow protocol, is by denying your claim. Yes, your provider has the right to deny your claim, but if they do so, they need to tell you why. It’s possible that your claim was denied due to the fact that an inadequate investigation into your accident was conducted, meaning your provider was unable to come to a fair conclusion.

5. Failure to Pay

When it comes time to pay out your claim, you may run into a few issues. For example, your insurance company may delay paying the claim without reason, offer less money than the claim is worth or refuse to pay it altogether. If this is the course of action the company takes, you should consider contacting an attorney.

Contact Us If Your Insurance Company Is Acting In Bad Faith

Are you having trouble getting the settlement you believe you deserve? Perhaps you think your insurance company is acting in bad faith, either by their lack of communication or unreasonable demands? If so, contact Fried Rogers Goldberg today at (404) 591-1800 for a free, no-obligation consultation.

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